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Can i work at the post office if i filed Section B on the Selective Service Form?

November 26th, 2010 2 comments

Question by sam l: Can i work at the post office if i filed Section B on the Selective Service Form?
Ok i am 18yr old male trying to get a job at the post office but i read on the application that all males must be registered with Selective services.. Does this exempt me? i had a very bad football injury that i will not recover from anytime in the future so i checked section B.. Please help me does this mean i cant work at the post office? if so is there a way to register myself and cancel my previous section B filing?

Best answer:

Answer by TheDude
it shouldnt

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What is the difference between DIVTX and DFVIX Mutual Funds?

November 26th, 2010 No comments

Question by its4usassy: What is the difference between DIVTX and DFVIX Mutual Funds?
Can you please explain what are the differences between multiple classes in the same fund like class B, class A etc.

Specially what is the difference between DIVTX and DFVIX Mutual Funds?

Best answer:

Answer by Common Sense
DFA Intl Value II (DIVTX) is a good performing 5 star International fund. It looks like a no-load, low internal fee with only 750,000,000 in assets (small by many standards). Morningstar has no full report available on it.

DFA Intl Value III (DFVIX) s a little larger, managed by the same manager. Morningstar has no full report available on it.

I don’t know these funds but MarketWatch says similar info regarding the fee structure. I have no way of knowing if this is correct or not.

It’s unusual to find so little info on a Mutual Fund. Since there are other funds that have performed as well or better…. I’d suggest looking elsewhere.

Simple explanation of Class A vs. Class B.
Most honest brokers will not sell “Class B” shares. They’re generally more expensive (in the long run) than Class A. Sometimes they’re sold as “No-Commission”, it’s illegal to sell them that way. Class “A” are “loaded” funds. Loaded with a commision of usually 5.75%…… the only advatage to buying these funds is it pays for a personal broker, that may or may not know what they’re doing.

Check out no-loaded funds from fund families like;
Dodge & Cox
Vanguard
T. Rowe Price
Fidelity
Schwab (fund network)

Good luck

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How much money should i excpect to save for my first child?

November 26th, 2010 3 comments

Question by kaeleigh_w: How much money should i excpect to save for my first child?
I am almost 20 years old and i am 6 weeks pregnent. My boyfriend and i are working hard to save money for the baby but neither one of us knows how much money we should be saving at least to be in the clear? Any advice would help.

Best answer:

Answer by lovelymerle
A LOT!!! First off, just having the baby at the hospital will run you about the cost of a car (12K- 24K) Then they cost about that much a year until they are school age. Still expensive, but you should definately save every penny you can now! That way you will have some kind of start. Also, are you thinking about college? This is the time to save for that. My parents started saving money for my college fund before I was born, and there was enough for four years.

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