Investments & Finance

Question by Juan: What can be done to stop marriage fraud in this country?
Marriage fraud is when illegal immigrants marry U.S citizens just for a green card and not for love.

Best answer:

Answer by escritoramx
Don’t worry about that. Karma will eventually catch up with any wrong doing. I marry an American for love and my life was Hell. So don’t judge. We had two children and if I had know how he was going to be, I won’t have had any. I never remarried again because he left me traumatized for the rest of my life. He was an abuser, physically and verbally. Since I couldn’t speak English and didn’t have a job, I had to endure the abuse. Finally, one day he left. I had to apply for welfare. I hated the system and since my ex-had remarried, and he seemed to have change, I let him have custody of my boys. It was then when I when back to school.
I wasn’t an illegal alien. He met me in Tijuana and my stepfather’s store. Once he told me that he married me because he thought I had money. My stepfather’s curios shop closed and since he was an old man, he committed suicide. I could say, I accepted marriage to get out of my house.

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Question by Tunna bhai: How do insurance companies determine the premium to charge for net new products?
For example if the product is totally new in the market, and has no prior history before, how would an insurance price its premium to the consumers. What factors do they consider when doing this? How do they evaluate risks of the product. I am sure they have a formula in store that they might make use of. Can someome shed some light on this?

Best answer:

Answer by fcas80
There is no single formula, but here are a few thoughts:

1. Is this new product more risky or less risky than some existing product for which the price is known?

2. Can we make a rough estimate of the frequency of claims, and can we assume the average amount of each claim will be some percent of the total policy limit?

3. What is the most that we think people will pay? What is a likely worst-case scenario of claims?

4. Is there some sort of theoretical mathematical model we can construct that might simulate potential claims activity?

5. Is there any outside, non-insurance data that might be useful?

What do you think? Answer below!

by hoszi

Question by CutiePatootie: Is it possible to return clothing clothing bought at premium retail group?
I bought a bunch of Guess jeans at the international center- premium retail group and was wondering if I could return them at Guess; the store. I obviously wouldn’t have a receipt but maybe they could give me store credit or something, I don’t know. If anyone knows anything let me know. Thanks!

Best answer:

Answer by kyky20
they might give you store credit-alot of places do that if you don’t have the receipt

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