November 25th, 2010
admin
Question by Brahbrah: What is the secured credit card with the lowest (or nonexistent) annual fee?
I don’t care about interest rates, because I intend to pay the card fully every month. I am someone with “no credit,” because I have never believed in debt, and I am not eligible for unsecured cards. I am starting to realize that I have to build some credit in order to one day buy a house. I have plenty of money to (modestly but comfortably) live on and don’t actually need to borrow. I just don’t want to pay a lot of money for the privelege (?!) of having a secured card.
Best answer:
Answer by John S.
The best secured credit card for people with no credit is the Classic MasterCard from Orchard Bank. They are the leader in providing credit card for those with no or bad credit.
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Categories: Finance Tags: answer, bad credit, bank, best secured credit card, classic mastercard, credit card for people with no credit, debt, fee, house, iirraa, interest, interest rates, Leader, MasterCard, money, orchard, orchard bank, order, plenty, privelege, Question, secured card, secured credit card, someone, unsecured cards
November 23rd, 2010
admin
Question by allofyousoundthesame: credit card????
If a credit card company refuses to accept payment, do you still have to pay them??
I went through a debt consolidation company and I’ve made three payments. After three months, your supposed to get lower interest rates and no late fees and things like that. Now I have two companies saying they are denying the consolidaion proposal, basically refusing payment. If there going refuse my payments, why do I still have to pay them?
Best answer:
Answer by KKup
They can refuse payment from consolidation because that isn’t payment in full and it isn’t in line with their terms. You should talk the them and try to work something out.
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Categories: Finance Tags: allofyousoundthesame, amp, answer, Card, company, consolidaion, credit, credit card company, credit card question, debt, debt consolidation company, interest, interest rates, KKupThey, late fees, line, payment, proposal, Question, REFUSE, something, three months, three payments
November 23rd, 2010
admin
Question by marc p: What determintes business line of credit limit?
I am purchasing a small business that has been in existence for 1 and a half years. I am using an SBA loan for the purchase.
Referring to the future, how do they determine what my business line of credit will be? My companies net profits are 160k. (After debt payment it is around 110k). Formulas are welcome!
Best answer:
Answer by Laila
they need to see tax returns, bank statements, and they will need to find out what you will use need the money for. they might even ask for a business plan.
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Categories: Finance Tags: answer, bank statements, business, business line, business plan, debt, debt payment, existence, half, half years, Lailathey, limit, line, loan, marc, money, net profits, payment, plan, purchase, SBA, sba loan, small business, tax, tax returns
