Investments & Finance

Qualification:12th
Computer-6month
Shorthand in English
-12th

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After my college, i have been working for two years and two months in a company with annual sal of 4 Lacs where i did not mention any investments under 80C in my tax declaration, neither did i provide any proof, so tax amount was regularly cut from my salary.. I got my pan card in April 2009

After two years i joined my current company (Sal 5.5 lacs) where i have been working since Nov 2009, i am planning to make investments of 1L FD in April 2010 for which i would give my tax declarations in March/April..

But in June i got to file my taxes.. My current company would give me my Form 16, but i dint collect my Form 16 from my previous company..

I am in a new job and new city and now this is really frightening me, am i in deep trouble or something.. if there is some bad news, can some one tell me what it is? This worry is just behind my mind all the time..

Can somebody please help me with clarification and the next course of action?

Thanks
First job – 4 lacs – Sep 2007 to Nov 2009
Second job – 5.5 lacs – Nov 2009 till date
PAN Card received – April 2009

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Eg if futures price is 46 then what will be the spot price? How it is calculated and where it is traded? I know it is traded on NSE & MCX. But what about spot price ? When we exchange money at (Western Union) or any Bank is the rate different from those traded at exchange? Or spot price and future price are same. Thanks

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