Investments & Finance

Jyothis project has come up again . However how can they promise 50% more money after 1 year and one Rs10/- Kerala lottery ticket/ week for Rs1025/- unit. Hence Rs500/- being used up for lottery tickets and the balance RS500/- for an Unwanted magazine. Are they doing the same Money rotation business they did earlier , thereby cheating thousands of investors ? Please throw some light.

A college graduate is getting a masters degree
at night. The graduate expects to receive
an annual salary of $6,000 per year more as a
result of getting a masters degree. The graduate
plans to work for 40 years, so he/she will earn
$240,000 more in their lifetime ($6,000 x 40 years).

What is the present value of a stream of
$6,000 payments for 40 years based on an
annual interest rate of 6%? Assume the $6,000
is paid annually at the END of the year.

By the way, if it costs say $25,000 today to
get a masters degree, do you think a graduate
degree is a smart economic move if your salary
goes up by $6,000 per year?

a. $90,278, yes get the masters degree,
the net present value of this decision
is $65,278.

b. $79,745, no a masters degree is not worth it,
the net present value of this decision is
a negative $18,235.

c. $192,671, yes get the masters degree,
the net present value of this decision
is $167,671.

d. $75,231, yes get the masters degree,
the net present value of this decision
is $50,231.

e. $102,955, yes get the masters degree,
the net present value of this decision
is $77,955.

I know the website www.kvklifecare.com but i need details thru somebody who is working with that company.