Investments & Finance

I have submitted 200 shares of L&T,40 shares of Ultra Tech to Karvy, Hyderabad (client ID 17079939) for conversion to DEMAT.22.06.2009. Many times I have visited their office, they say the shares were returned by the company for technical reasons and that they have sent them to me.But I did not receive.They do not provide any proof /particulars of despatch to me.- What should I do?

How to write goals, break them into specific actions to accomplish them

I heard every time you check it, it hurts your credit?
I never had a credit card before… always dealt in cash… now i want to rent an apartment and the ad states credit check..